FAQ
Am I Ready to Be a Homeowner?
If you’re thinking about buying a home, now is the perfect time to explore your options. With proper guidance and preparation, owning your dream home becomes an achievable goal.
Is Renting or Buying Better?
Both renting and buying have advantages—renting gives freedom, and buying gives stability. We help you compare your options and choose what fits your needs best.
What Is the Lender’s Formula?
It’s a calculation lenders use to decide how much loan you can handle. They look at your salary, savings, credit, and other bills to make sure you can afford the monthly payments comfortably.
What Do I Look for in Homes?
When looking for a home, focus on the essentials—choose a good location, stay within your budget, and ensure the size and layout match your needs. Check the overall condition of the property, look for useful amenities, and make sure all legal documents are clear. A home in a growing area will also offer better resale value.
Do I Need a Home Warranty?
A home warranty isn’t required, but it can be helpful. It covers repairs or replacements of major home systems and appliances if they break down. If you want extra protection and peace of mind—especially for older homes—a home warranty can be a smart choice. If the home is new or already well-maintained, it may be less necessary.
What Should I Expect at Closing?
Closing is the final step where papers are signed, payments are settled, and the property becomes officially yours. We make the process simple and help you understand everything clearly.
What Is Pre-approval?
Pre-approval means a bank or lender checks your finances and tells you how much home loan you can get. It makes your home search easier and shows sellers you’re a serious buyer.
Am I Ready to Rent?
If you’re looking for flexibility without long-term commitment, renting may be perfect for you. Make sure your budget and needs match your preferred property before taking the next step.
What Should I Offer?
When deciding what to offer on a property, consider the market value, condition of the home, and recent sale prices in the area. Make sure the offer fits your budget and loan approval range. If it’s a competitive market, you may need to offer closer to the asking price. In a slow market, you can negotiate more. Always base your offer on facts, not emotions.
Can I Ask You for Advice?
Yes, you can always ask for advice. Whether you’re buying, renting, investing, or planning your next real estate move, I’m here to guide you with clear and helpful information whenever you need it.